Atal Pension Yojana Chart 2023

Atal Pension Yojana Chart 2023 – The Atal Pension Yojana (APY) is a pension scheme launched by the Government of India in 2015. The scheme is aimed at providing a regular pension to people in the unorganized sector, such as maids, drivers, gardeners, etc., who are not covered under any formal pension scheme. The APY chart shows the amount of pension that a subscriber is eligible for, based on their age at the time of joining the scheme, the contribution amount, and the duration of the contribution.

Here’s the Atal Pension Yojana Chart 2023:-

Age at Joining | Years of Contribution | Monthly Pension for Rs. 1,000 contribution

Age of Customer	Years to Invest	Monthly Payment	Pension Amount	Return to Nominee
18	42	42	1000	1.7 Lakh
19	41	45.9	1000	1.7 Lakh
20	40	50	1000	1.7 Lakh
21	39	54.7	1000	1.7 Lakh
22	38	59	1000	1.7 Lakh
23	37	64.6	1000	1.7 Lakh
24	36	70	1000	1.7 Lakh
25	35	76	1000	1.7 Lakh
26	34	82.5	1000	1.7 Lakh
27	33	89.7	1000	1.7 Lakh
28	32	97.6	1000	1.7 Lakh
29	31	107.2	1000	1.7 Lakh
30	30	116	1000	1.7 Lakh
31	29	127	1000	1.7 Lakh
32	28	139	1000	1.7 Lakh
33	27	152	1000	1.7 Lakh
34	26	166	1000	1.7 Lakh
35	25	181	1000	1.7 Lakh
36	24	198	1000	1.7 Lakh
37	23	218	1000	1.7 Lakh
38	22	240	1000	1.7 Lakh
39	21	265	1000	1.7 Lakh
40	20	291	1000	1.7 Lakh

Note: The pension amount is fixed and will be paid after the age of 60. If the subscriber dies, the pension will be paid to their spouse, and after the death of both the subscriber and spouse, the nominee will receive the accumulated pension wealth.

Age at Joining | Years of Contribution | Monthly Pension for Rs. 2,000 contribution

Age of Customer	Years to Invest	Monthly Payment	Pension Amount	Return to Nominee
18	42	84	2000	3.4 Lakh
19	41	91.8	2000	3.4 Lakh
20	40	100	2000	3.4 Lakh
21	39	109.4	2000	3.4 Lakh
22	38	118	2000	3.4 Lakh
23	37	129.2	2000	3.4 Lakh
24	36	140	2000	3.4 Lakh
25	35	152	2000	3.4 Lakh
26	34	165	2000	3.4 Lakh
27	33	179.4	2000	3.4 Lakh
28	32	195.2	2000	3.4 Lakh
29	31	214.4	2000	3.4 Lakh
30	30	232	2000	3.4 Lakh
31	29	254	2000	3.4 Lakh
32	28	278	2000	3.4 Lakh
33	27	304	2000	3.4 Lakh
34	26	332	2000	3.4 Lakh
35	25	362	2000	3.4 Lakh
36	24	396	2000	3.4 Lakh
37	23	436	2000	3.4 Lakh
38	22	480	2000	3.4 Lakh
39	21	530	2000	3.4 Lakh
40	20	582	2000	3.4 Lakh

Age at Joining | Years of Contribution | Monthly Pension for Rs. 3,000 contribution

Age of Customer	Years to Invest	Monthly Payment	Pension Amount	Return to Nominee
18	42	126	3000	5.1 Lakh
19	41	137.7	3000	5.1 Lakh
20	40	150	3000	5.1 Lakh
21	39	164.1	3000	5.1 Lakh
22	38	177	3000	5.1 Lakh
23	37	193.8	3000	5.1 Lakh
24	36	210	3000	5.1 Lakh
25	35	228	3000	5.1 Lakh
26	34	247.5	3000	5.1 Lakh
27	33	269.1	3000	5.1 Lakh
28	32	292.8	3000	5.1 Lakh
29	31	321.6	3000	5.1 Lakh
30	30	348	3000	5.1 Lakh
31	29	381	3000	5.1 Lakh
32	28	417	3000	5.1 Lakh
33	27	456	3000	5.1 Lakh
34	26	498	3000	5.1 Lakh
35	25	543	3000	5.1 Lakh
36	24	594	3000	5.1 Lakh
37	23	654	3000	5.1 Lakh
38	22	720	3000	5.1 Lakh
39	21	795	3000	5.1 Lakh
40	20	873	3000	5.1 Lakh

Age at Joining | Years of Contribution | Monthly Pension for Rs. 4,000 contribution

Age of Customer	Years to Invest	Monthly Payment	Pension Amount	Return to Nominee
18	42	168	4000	6.8 Lakh
19	41	183.6	4000	6.8 Lakh
20	40	200	4000	6.8 Lakh
21	39	218.8	4000	6.8 Lakh
22	38	236	4000	6.8 Lakh
23	37	258.4	4000	6.8 Lakh
24	36	280	4000	6.8 Lakh
25	35	304	4000	6.8 Lakh
26	34	330	4000	6.8 Lakh
27	33	358.8	4000	6.8 Lakh
28	32	390.4	4000	6.8 Lakh
29	31	428.8	4000	6.8 Lakh
30	30	464	4000	6.8 Lakh
31	29	508	4000	6.8 Lakh
32	28	556	4000	6.8 Lakh
33	27	608	4000	6.8 Lakh
34	26	664	4000	6.8 Lakh
35	25	724	4000	6.8 Lakh
36	24	792	4000	6.8 Lakh
37	23	872	4000	6.8 Lakh
38	22	960	4000	6.8 Lakh
39	21	1060	4000	6.8 Lakh
40	20	1164	4000	6.8 Lakh

Age at Joining | Years of Contribution | Monthly Pension for Rs. 5,000 contribution

Age of Customer	Years to Invest	Monthly Payment	Pension Amount	Return to Nominee
18	42	210	5000	8.5 Lakh
19	41	229.5	5000	8.5 Lakh
20	40	250	5000	8.5 Lakh
21	39	273.5	5000	8.5 Lakh
22	38	295	5000	8.5 Lakh
23	37	323	5000	8.5 Lakh
24	36	350	5000	8.5 Lakh
25	35	380	5000	8.5 Lakh
26	34	412.5	5000	8.5 Lakh
27	33	448.5	5000	8.5 Lakh
28	32	488	5000	8.5 Lakh
29	31	536	5000	8.5 Lakh
30	30	580	5000	8.5 Lakh
31	29	635	5000	8.5 Lakh
32	28	695	5000	8.5 Lakh
33	27	760	5000	8.5 Lakh
34	26	830	5000	8.5 Lakh
35	25	905	5000	8.5 Lakh
36	24	990	5000	8.5 Lakh
37	23	1090	5000	8.5 Lakh
38	22	1200	5000	8.5 Lakh
39	21	1325	5000	8.5 Lakh
40	20	1455	5000	8.5 Lakh

Atal Pension Yojana Benefits 2023

The Atal Pension Yojana (APY) is a pension scheme launched by the Government of India that offers several benefits to its subscribers. Here are some of the benefits of the APY:

1. Guaranteed pension: The scheme guarantees a fixed monthly pension after the age of 60 to the subscribers, ranging from Rs. 1,000 to Rs. 5,000 per month, depending on the contribution amount and the duration of the contribution.
2. Low contribution amount: The APY has a low contribution amount, starting from as low as Rs. 42 per month. This makes it affordable for people in the unorganized sector who do not have a regular income.
3. Government co-contribution: The government provides a co-contribution of up to 50% of the subscriber’s contribution or Rs. 1,000 per year, whichever is lower, for the first five years of joining the scheme. This helps in increasing the pension amount for the subscribers.
4. Easy to join: The APY is easy to join, and subscribers can apply online or offline through various banks and financial institutions. They can also choose to auto-debit their contribution amount from their bank account.
5. Tax benefits: The contributions made towards the APY are eligible for tax benefits under Section 80CCD of the Income Tax Act, up to a maximum of Rs. 50,000 per year.

Overall, the APY is a beneficial scheme for people in the unorganized sector, as it provides them with a fixed monthly pension after the age of 60 and helps in securing their future.